Well, it doesn't look like I'll be receiving LTD now. I thought I was doing what I was supposed to be doing to get it, but either I wasn't or someone dropped the ball along the way. Since I was never told otherwise until now, I'm thinking it is the latter. I feel so freaking lost right now and I don't know what to do.
I am hoping that by offering something in return, even something small, I will be able to "drum up business" to this site. My fiance is talking about offering his graphic design services to those who are interested in donating, so I'm hoping that is an incentive. We will post more information on this as soon as we can.
I will try to offer my services as well, but aside from writing a book or giving a tarot card reading or talking to you about cats, I don't know what I'd do. I don't even know what talents I have. Any requests? (And no, I won't be doing anything like taking off my clothes for you, if that's what you're thinking. My fiance forbids such seedy things.)
I would REALLY appreciate your comments, even just to tell me to keep on trucking. 285 hits to date since I put this site up and all I have is a few clicks on the "reactions" boxes. :(
Monday, July 4, 2011
Friday, July 1, 2011
My Background
First I want to thank everyone at www.begslist.org. I have only had a couple responses so far but I suspect most of the people are from there because they seem to be in need as well. I definitely hope we "cyberbeggers" aren't the only ones who frequent the site! It's very touching to see that those already in need are trying to help others in need. It definitely seems that we are the ones who can understand each other the best.
Secondly, I wanted to post a little bit about my background. This was prompted by those who clicked "gross" on the reactions underneath my first post. I kind of put that in there without thinking what it really meant so it surprised me a bit that so many people have picked it. I've never put myself out on the net like this before and I'm a sensitive person so it took me aback at first, but I know that people are entitled to their opinions. I also feel I may not have been casting myself in a very good light so it's probably my own fault.
Let me say first off that I have never had more money than I knew what to do with. I do not own anything "designer" and wouldn't even know what a Gucci or Prada anything looks like. I shop at Wal-Mart, Giant Tiger, and Dollarama. I'll eat anything anyone gives me and will like it, even if it has mushrooms in it. I am not high maintenance or generally picky when it comes to products. (I used to get my nails done once a month but gave that up a while ago, so now the only expensive thing I buy is the cheapest salon shampoo & conditioner because otherwise my hair is disgusting, but that will probably go the way of the nails too.) I try to only buy brand-name things if they're cheaper than the no-name ones. I don't go out drinking at bars or clubs and I don't have any expensive hobbies. I am a cheap woman! (In a good way.) And I know the value of a dollar. If I do end up getting to my goal, I will give back to others in need, through charities and/or to others reaching out for help.
I grew up below the poverty line my whole life. We did not want for food or shelter but ate very frugally all the time (ever had a shoop noodle? It's mostly flour and water formed into a long thick noodle fried with cubed potatoes and onions. I kinda liked them because we didn't have them all the time, but I doubt there is very much nutritional value in them...), and there were times when we didn't have power or heat or even hot water. My whole high school life and then some I lived with my parents in an old trailer that had no running water at all. Well, I guess the water did run through a garden hose to the bathroom but that was ice cold. We had to flush the toilet with a bucket, and to have a bath we'd have to haul pails of water from the bathroom to the kitchen to heat it on the stove, then haul it back to the bathroom. Usually by the time you got your second bucket in, your first one in the tub was getting cold, so it mostly ended up as a lukewarm sponge bath. Plus my father was...a difficult man, to say the least, and most of the time would rant and rave over the fact that we were trying to have a bath in the first place. He grew up in the dirty thirties and it must have seemed wasteful to him, I don't know. But he is another story entirely.
Anyway, after getting my first job and not having to pay rent while at home, I thought I had it made. I upgraded my old 13" black and white TV in my room to a new-fangled 13" color TV and bought a VCR. I got an old used laptop, various clothes, games, etc, etc. I went on a spending spree that would have been tiny by Karyn Bosnak's standards, but it was a spree nonetheless. I maxed out the three credit cards I had at the time and THANK GOD they wouldn't give me any more because I was so new to credit. I don't know what I was thinking at the time other than I would pay it all back. Somehow I still have three either maxed or canceled credit cards that I'm paying off to this day.
After that, I'd had enough of living with my parents and moved out on my own. Then I lost my job and spent three months living off savings and student loans while slowly going (more) crazy and trying to look for a new job. That sapped my resources even more, but finally I found a job and moved into another, more expensive apartment because the one I was renting (a rather crummy basement suite from a woman I called Crazy Lady because she was, well, crazy) didn't allow cats and I was going more nuts living alone without any companions.
To make an even longer story short, I did okay at that job for a while until I lost it too, history repeated itself a few times, I went back to school, got another student loan, racked up more debt, then finally got the job I have now. I traded in my old rust bucket (literally, it was covered in rust and always got at least vapor lock in the summer - if I was lucky - and there were a couple very cold winters when I had no heat and couldn't even see out the windshield for the frost on it...) for a more reliable car, rolled that one before I got proper insurance (ie: more debt), later totaled that one, then got another car and almost totaled the new one but didn't (yes, I suck at driving apparently and I wouldn't drive if I didn't have to, believe me. Oh, the fees I have paid for my idiocy!).
Lately there have been several more, smaller expenses that have added up: my mother forced my childhood cat Tigger on me by saying if I didn't take him she would take him to the humane society (which would be a death sentence for such an elderly, ornery cat) and I couldn't have lived with myself if I had let her; my youngest cat Sam developed bladder crystals and needed an operation and new expensive vet food, and now Tigger needs vet attention and new food because he is losing a lot of weight. That means my other cat Mittzi needs to stay healthy! (Knock on wood.) I've got NSF fees coming out the wazoo and my credit, which I had finally started to build up again, is suffering. And now we are back to where we started, and why I'm doing this. Bills piling up and no money coming in. Not wanting to go back to where I have been, not wanting to put my fiance through all the worry and stress. Asking for money on the internet.
I hope this helps some people understand where I'm coming from. I may have based my idea off Karyn Bosnak's, but I do believe that I am a completely different person from her. Wouldn't mind having her life though!
Secondly, I wanted to post a little bit about my background. This was prompted by those who clicked "gross" on the reactions underneath my first post. I kind of put that in there without thinking what it really meant so it surprised me a bit that so many people have picked it. I've never put myself out on the net like this before and I'm a sensitive person so it took me aback at first, but I know that people are entitled to their opinions. I also feel I may not have been casting myself in a very good light so it's probably my own fault.
Let me say first off that I have never had more money than I knew what to do with. I do not own anything "designer" and wouldn't even know what a Gucci or Prada anything looks like. I shop at Wal-Mart, Giant Tiger, and Dollarama. I'll eat anything anyone gives me and will like it, even if it has mushrooms in it. I am not high maintenance or generally picky when it comes to products. (I used to get my nails done once a month but gave that up a while ago, so now the only expensive thing I buy is the cheapest salon shampoo & conditioner because otherwise my hair is disgusting, but that will probably go the way of the nails too.) I try to only buy brand-name things if they're cheaper than the no-name ones. I don't go out drinking at bars or clubs and I don't have any expensive hobbies. I am a cheap woman! (In a good way.) And I know the value of a dollar. If I do end up getting to my goal, I will give back to others in need, through charities and/or to others reaching out for help.
I grew up below the poverty line my whole life. We did not want for food or shelter but ate very frugally all the time (ever had a shoop noodle? It's mostly flour and water formed into a long thick noodle fried with cubed potatoes and onions. I kinda liked them because we didn't have them all the time, but I doubt there is very much nutritional value in them...), and there were times when we didn't have power or heat or even hot water. My whole high school life and then some I lived with my parents in an old trailer that had no running water at all. Well, I guess the water did run through a garden hose to the bathroom but that was ice cold. We had to flush the toilet with a bucket, and to have a bath we'd have to haul pails of water from the bathroom to the kitchen to heat it on the stove, then haul it back to the bathroom. Usually by the time you got your second bucket in, your first one in the tub was getting cold, so it mostly ended up as a lukewarm sponge bath. Plus my father was...a difficult man, to say the least, and most of the time would rant and rave over the fact that we were trying to have a bath in the first place. He grew up in the dirty thirties and it must have seemed wasteful to him, I don't know. But he is another story entirely.
Anyway, after getting my first job and not having to pay rent while at home, I thought I had it made. I upgraded my old 13" black and white TV in my room to a new-fangled 13" color TV and bought a VCR. I got an old used laptop, various clothes, games, etc, etc. I went on a spending spree that would have been tiny by Karyn Bosnak's standards, but it was a spree nonetheless. I maxed out the three credit cards I had at the time and THANK GOD they wouldn't give me any more because I was so new to credit. I don't know what I was thinking at the time other than I would pay it all back. Somehow I still have three either maxed or canceled credit cards that I'm paying off to this day.
After that, I'd had enough of living with my parents and moved out on my own. Then I lost my job and spent three months living off savings and student loans while slowly going (more) crazy and trying to look for a new job. That sapped my resources even more, but finally I found a job and moved into another, more expensive apartment because the one I was renting (a rather crummy basement suite from a woman I called Crazy Lady because she was, well, crazy) didn't allow cats and I was going more nuts living alone without any companions.
To make an even longer story short, I did okay at that job for a while until I lost it too, history repeated itself a few times, I went back to school, got another student loan, racked up more debt, then finally got the job I have now. I traded in my old rust bucket (literally, it was covered in rust and always got at least vapor lock in the summer - if I was lucky - and there were a couple very cold winters when I had no heat and couldn't even see out the windshield for the frost on it...) for a more reliable car, rolled that one before I got proper insurance (ie: more debt), later totaled that one, then got another car and almost totaled the new one but didn't (yes, I suck at driving apparently and I wouldn't drive if I didn't have to, believe me. Oh, the fees I have paid for my idiocy!).
Lately there have been several more, smaller expenses that have added up: my mother forced my childhood cat Tigger on me by saying if I didn't take him she would take him to the humane society (which would be a death sentence for such an elderly, ornery cat) and I couldn't have lived with myself if I had let her; my youngest cat Sam developed bladder crystals and needed an operation and new expensive vet food, and now Tigger needs vet attention and new food because he is losing a lot of weight. That means my other cat Mittzi needs to stay healthy! (Knock on wood.) I've got NSF fees coming out the wazoo and my credit, which I had finally started to build up again, is suffering. And now we are back to where we started, and why I'm doing this. Bills piling up and no money coming in. Not wanting to go back to where I have been, not wanting to put my fiance through all the worry and stress. Asking for money on the internet.
I hope this helps some people understand where I'm coming from. I may have based my idea off Karyn Bosnak's, but I do believe that I am a completely different person from her. Wouldn't mind having her life though!
Thursday, June 30, 2011
Free Cyber Begging And Online Panhandling - BegsList
Free Cyber Begging And Online Panhandling - BegsList
I've posted an ad under "General Begs for Help" and figured I'd promote the site.
Thanks! :)
I've posted an ad under "General Begs for Help" and figured I'd promote the site.
Thanks! :)
Where did I get this idea from anyway?
http://en.wikipedia.org/wiki/Save_Karyn
That will give you the gist of things without being forced to read my babble.
Please donate! :)
That will give you the gist of things without being forced to read my babble.
Please donate! :)
Wednesday, June 29, 2011
Save Melissa! Donations Needed! $30K or more!
So, as it says in my "About Me" section, I am asking for money. I know that there are a lot of people on the internet asking for money, and their situations are a lot worse than mine. I know, I've read some of them. They really make me wish I had an extra buck to rub together that I could give to them to help them out. But right now, I do not have many bucks for myself.
I am on a medical leave of absence from work. I work as an administrative-type person, and I do make good money. But, the problem is, after deductions come off the cheque, I make a lot less. And my monthly bills add up to just a little bit less than I make. We're talking a difference of maybe $100 per month. I was doing okay with this for the last few years. Then in January, my father died. I was already on a bit of a roller-coaster and this sent me for even more of a loop. Essentially, I could no longer go to work and my doctor and I requested a leave of absence while I worked on making myself better. This was in February, and my EI illness payments have run out. Currently I'm waiting to see if I qualify for Long Term Disability benefits. If this goes through, I can continue to pay the minimum on my debts. But my paycheque will still be less than I need it to be to become debt free. If this doesn't go through, I don't know what I'll do to make ends meet.
SO! This is why I'm asking for money. I am currently over $22K in debt from student & car loans and credit cards. I would be SO happy if I could also save $12K for my wedding next June but that is looking unlikely. We figure we will be able to save around $2500 until then, so with that & the $1000 we do have saved, we would still need around $8500 between now and next June to reach my goal. :(
So, that's a total of $32,097.03 (to be absolutely exact) that I am asking for. It's simple! It's math! All I need is for 30,000 people to give me $1, 15,000 people to give me $2, 6000 to give me $5, 3000 to give me $10, etc, etc...a little bit adds up so that's why I'm sending my plea to the masses! Please donate and send your good vibes into the universe to come back to you! Don't forget, you can order through me what you would have already ordered on Amazon.com, or donate through PayPal!
I am on a medical leave of absence from work. I work as an administrative-type person, and I do make good money. But, the problem is, after deductions come off the cheque, I make a lot less. And my monthly bills add up to just a little bit less than I make. We're talking a difference of maybe $100 per month. I was doing okay with this for the last few years. Then in January, my father died. I was already on a bit of a roller-coaster and this sent me for even more of a loop. Essentially, I could no longer go to work and my doctor and I requested a leave of absence while I worked on making myself better. This was in February, and my EI illness payments have run out. Currently I'm waiting to see if I qualify for Long Term Disability benefits. If this goes through, I can continue to pay the minimum on my debts. But my paycheque will still be less than I need it to be to become debt free. If this doesn't go through, I don't know what I'll do to make ends meet.
SO! This is why I'm asking for money. I am currently over $22K in debt from student & car loans and credit cards. I would be SO happy if I could also save $12K for my wedding next June but that is looking unlikely. We figure we will be able to save around $2500 until then, so with that & the $1000 we do have saved, we would still need around $8500 between now and next June to reach my goal. :(
So, that's a total of $32,097.03 (to be absolutely exact) that I am asking for. It's simple! It's math! All I need is for 30,000 people to give me $1, 15,000 people to give me $2, 6000 to give me $5, 3000 to give me $10, etc, etc...a little bit adds up so that's why I'm sending my plea to the masses! Please donate and send your good vibes into the universe to come back to you! Don't forget, you can order through me what you would have already ordered on Amazon.com, or donate through PayPal!
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